Residential Property Tax Loans How a residential property tax loan works

Delinquent property taxes add up

Thousands of Texans are unable to pay their property taxes on time each year, and as a result have to pay a large amount in fees and penalties. We help Texans pay their residential property taxes. Whether it’s your homestead, vacation home, vacant lot, or a home you inherited from relatives, we will quickly get your taxes paid so you’ll no longer incur the large penalties, interest, and attorney collection fees charged by your county. It’s simple. We pay the taxes. You pay us back over time.

Our customers report that our property tax loan application and closing process was much easier and faster than they expected. After a 10-15 minute phone call in which we get the information needed to complete your loan application, we’ll quickly produce your loan documents and have them delivered to you to sign by a mobile notary. We will then pay the county in full so you no longer are delinquent or incur extra costs with them. You’ll no longer worry about the charges that, in most counties, can add up to an extra 47% this year, and you won’t have to worry about a county lawsuit or a possible foreclosure.

What happens when you contact us about a residential property tax loan?

  1. One of our state licensed Loan Officers will explain how a property tax loan works and answer all your questions.
  2. We collect some information about you and confirm with the county how much you owe.
  3. We create a repayment plan that works for you and follow that up with a program disclosure that goes over all the details.
  4. We send a mobile notary or overnight the loan documents to you for your signature.
  5. We quickly pay your property taxes to the county.

Then you pay us back in monthly payments that you can afford.
That’s all there is to it!

residentialPropertyTaxLoanCustomers

You were all straight forward!
Friendly, courteous, and professional
to a very sensitive dilemma.
—Ramiro and Maria S.
San Antonio, Bexar County

How long does it take to get my taxes paid?

The time between your first contact with us to the time your taxes are paid is generally one to two weeks, and less if it is an emergency. It’s a simple process that does not take a lot of time or paperwork.

What does it cost?

There is no application fee and there are no upfront costs. You start with your first monthly payment, nothing is needed before that. Our loan fees, which are regulated by the State of Texas, are included in your loan. You choose your monthly payment by deciding how long you want to take to pay back your loan.

What are the interest rates?

Our interest rates vary based on you, the property, and the location. We’ll need to talk to you to quote you a rate, but even our highest rates are about a third of the cost the county will charge in penalties, interest, and fees over the first year. Plus, our property tax loans do not have any prepayment penalties, so you can pay us off at any time or pay extra along the way to retire the loan faster.

Bad credit?

Bad credit is not a problem. You are a property owner, and that means a lot to us at Hunter-Kelsey of Texas. There is no credit check and the majority of Texans who apply here are approved.

Questions? Call us toll free at 866-PROP-TAX

Call us with any questions or concerns you have about Texas property tax financing . We frequently find that many people are better off with a county deferment plan rather than a loan. We’ll help you determine what is best for you, for free.

Get a free residential property tax loan estimate

Fill out the information form on the top right of this page and we’ll get back to you ASAP to complete your application over the phone. You may also go ahead and fill out our complete application form on our Apply page and we’ll be able to give you a free loan estimate when we call you back.

More information about property tax loans in Texas.